Portfolio Program: Offers a Creative Solution for Hard to Finance Owner Occupied Homes. As well as, Borrowers with Less than Perfect Credit, Challenges with Proof of Income or Just Need to Close Quickly. This Program Offers Consumers the Ease of Finance with lower than Expected Rates compared to Private Money Products. This Program Varies between Traditional Income Documentation to Alternative forms of Proof of Income Documentation. Lending Solutions Today has options for borrowers with Fico Scores as Low as 300. Maximum Allowed DTI 55% and LTV’s as high as 80%• Rates Starting In The 4’s • Up To 90% LTV With No MI • 2 Years Seasoning Foreclosure, Short Sale, BK, DIL • Up To $2 MM (Minimum $75k) • Credit Scores Down To 620 • Cash Out For Reserves OK • Gift Funds Allowed • DTI Up To 50% Considered • Owner-Occupied, 2nd Homes, Investment Properties • Interest Only Program Available • 5/1 ARM Or 30-Year Fixed • No Pre-Payment Penalty For Owner-Occupied And 2nd Homes • SFRs, Town homes, Condos, 2-4 Units • Seller Concessions To 6% (2% For Investment) • Non-Warrantable Condos Considered • Up To 100% Investor Concentration