Non-Prime Program: Borrowers Looking to Purchase or Refinance O/O & N/O/O SFR, 2-4 unit properties, 5+ unit multi family, Mixed Use or Office & Retail can Look for Some of the Best Rates in the Non-QM Industry with our Business Purpose Program. Long term (30 years) Loans with NO Balloon payments and Interest only options are Available. You Can count on Many Options for prepayment Privileges and Impounding for Your property taxes/insurance• 1 Day Out Of Foreclosure, Short Sale, BK, DIL • Rates Starting In The 5’s • Up To $1 MM (Over $1M Case By Case) • Credit Scores Down To 500 • Up To 85% LTV With No MI • 100% Gift Funds Allowed • DTI Up To 50% Considered • Owner-Occupied, 2nd Homes, Investment Properties • 5/1 ARM Or 30-Year Fixed • No Pre-Payment For Owner-Occupied And 2nd Homes • SFRs, Town homes, Condos, 2-4 Units • Seller Concessions To 6% (2% For Investment) • Non-Warrantable Condos Considered • Up To 100% Investor Concentration Allowed.